Privacy Policy
WEB DISCLAIMER
Thank you for accessing the Canadian Group Insurance Brokers Inc. web site. Although we strive to make the information helpful and accurate, we make no representation or warranty of any kind regarding it. The Canadian Group Insurance Brokers Inc. disclaims all liability of any kind whatsoever arising out of your use of, or inability to use, this information.
OVERVIEW
The protection of personal information is important to the Canadian Group Insurance Brokers Inc. The Canadian Group Insurance Brokers Inc.is committed to maintaining the accuracy, security and privacy of personal information in accordance with applicable legislation. This Privacy Policy is a statement of principles and guidelines concerning the protection of personal information of our customers, service providers and other individuals ("you").
CONSENT
By submitting personal information to the Canadian Group Insurance Brokers Inc, you agree that we may collect, use and disclose such personal information in accordance with this privacy policy and as permitted or required by law. Subject to legal and contractual requirements, you may refuse or withdraw your consent to certain of the identified purposes at any time by contacting the Manager. If you refuse or withdraw your consent, the Canadian Group Insurance Brokers Inc. may be unable to provide you or continue to provide you with certain services, programs and/or information which may be of value to you. If you provide the Canadian Group Insurance Brokers Inc. with personal information of another individual, you represent that you have all necessary authority and/or have obtained all necessary consents from such person to enable the Canadian Group Insurance Brokers Inc. to collect, use and disclose such personal information for the purposes set forth in this Privacy Policy.
COLLECTION OF PERSONAL INFORMATION
Canadian privacy legislation defines "personal information" broadly as information about an identifiable individual or as information that allows an individual to be identified. For the purposes of this policy, "personal information" means information about an identifiable individual as defined from time to time in applicable privacy legislation. Generally speaking personal information does not include what is considered business contact information generally found on a business card (i.e. name, title, business number, business fax number, business email address, etc.).
Although the Canadian Group Insurance Brokers Inc. deals commonly with other companies and in those cases does not collect personal information, we also deal with individual customers. We collect the personal information of our individual customers in administering the following:
- Membership applications and ongoing member support
- Registration for seminars, meetings, and other events,
The personal information collected by the Canadian Group Insurance Brokers Inc is used for the following purposes:
To contact the individual;
To issue invoices, administer accounts, collect and process payments;
To send seminar/meeting enrolment confirmation;
To plan and arrange for needs while in attendance at a conference/meeting; To develop, enhance, market, sell or otherwise provide products and services; To include you on our mailing list for bulletins and event notices;
To comply with any legal or regulatory requirements or provisions;
for any other purpose to which you consent.
We only collect personal information directly from the individual except when we have the individual's consent to collect information from elsewhere or are permitted by law to collect it without the individual's consent.
We use an individual's personal information strictly for the purposes outlined above. If we need to use the personal information for any other purpose we will contact the individual and obtain consent prior to that use.
DISCLOSURE OF PERSONAL INFORMATION
From time to time, the Canadian Group Insurance Brokers Inc. may disclose your personal information to: service providers, including an organization or individual retained by the Canadian Group Insurance Brokers Inc. to perform functions on its behalf, such as event management, catering, hotel bookings, marketing, data processing, printing, mailing, document management, and office services; an organization or individual retained by the Canadian Group Insurance Brokers Inc. to collect credit card data for membership and event bookings or any debts outstanding on an account; and any third party or parties, where you consent to such disclosure or where disclosure is required or permitted by law.
When we disclose your personal information to third parties, we require such parties to maintain levels of confidentiality and security, in addition to obtaining such third parties' representation of the implementation of their own privacy policy.
An individual has the right to withdraw consent for our collection, use or disclosure of their personal information at any time. However, if an individual does so it may affect his/her ability to participate in programs and/or receive services provided by the Canadian Group Insurance Brokers Inc. If an individual wishes to withdraw consent, or has any questions about withdrawing consent, he or she can contact our Manager.
Business contact information is not protected by this policy. This type of information is not considered to be personal information and may be collected, used and disclosed without consent.
STORAGE OF PERSONAL INFORMATION
The Canadian Group Insurance Brokers Inc. has appropriate safeguards in place to protect personal information. The Canadian Group Insurance Brokers Inc. takes all reasonable precautions to ensure that your personal information is kept safe from loss, unauthorized access, modification or disclosure. Among the steps taken to protect your personal information are:
Premises security;
Restricted file access to personal information;
Technological safeguards such as security software and firewalls to prevent hacking or unauthorized computer access;
Internal password and security policies;
Proper training of Association employees in respect of privacy matters
ACCURACY OF PERSONAL INFORMATION
We try to keep personal information as accurate as possible and individuals can assist us by providing us with updated information when necessary. Information can be updated by contacting the Canadian Group Insurance Brokers Inc.
RETENTION OF PERSONAL INFORMATION
We only keep personal information for as long as is necessary for the purposes outlined above. This may include keeping the information after a service or program has been completed in order to resolve any problems or concerns that may arise. We are also required by law to maintain certain records for set amounts of time.
ACCESS
Individuals have the right to access the personal information we hold about them. You can access your personal information by making a request to our Manager. The Officer will provide the necessary information and assistance to make the request and obtain the information. If you believe that some of the personal information is incorrect you can request that the information be corrected.
The Canadian Group Insurance Brokers Inc. may charge an individual for minimal out-of-pocket expenses in responding to an access request. If we decide that a charge is appropriate we will provide you with a written estimate prior to providing access. Any concerns with the estimated charge should be directed to our Manager.
ACCOUNTABILITY
We apply our best efforts to protect your privacy. If an individual has any concerns they are free to contact our Manager. We hope that the Manager will be able to resolve any problems. If concerns are not resolved, the Manager can provide information on making a formal complaint.
WEB SITE
The Canadian Group Insurance Brokers Inc.’s website may contain links to other sites, which are not governed by this privacy policy.
On our website, like most other commercial websites, we may monitor traffic patterns, site usage and related site information in order to optimize our web service. We may provide aggregated information to third parties, but these statistics do not include any identifiable personal information.
AMENDMENT OF THIS PRIVACY POLICY
The Canadian Group Insurance Brokers Inc. will from time to time review and revise its privacy practices and this Privacy Policy. In the event of any amendment, an appropriate notice will be posted on the website.
CONTACT INFORMATION
For information on the Canadian Group Insurance Brokers Inc.’s privacy practices, please contact our Manager at:
Canadian Group Insurance Brokers Inc Dave Patriarche, Manager
4261-A14 Highway #7 East, #221 Markham, Ontario
L3R 9W6
Email: info@cgib.ca Ph: (905) 886-9203 Fax: (905) 707-0216