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  • L2E: Why Are We So Self Destructive? – The Insurance & Investment Journal

    In relation to your November/December issue cover story of “Where is the industry going”…I often wonder where the employee benefit/group insurance industry is going? Brokers from across Ontario have been telling us stories of how insurers are buying business. They appear to be discounting prices to new, all time lows to try to maintain   […]

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  • MAJOR REFORM NEEDED TO DEAL WITH COST OF CATASTROPHIC DRUGS

    The price of prescription medicines coupled with the ultra-expensive costs of so-called catastrophic drugs continue to confound the insurance industry and consumers alike and the only way out of the situation is through major reform, says an executive of the Canadian Life and Health Insurance Association.  Stephen Frank, CLHIA’s vice president policy development and health, […]

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  • CGIB expands into Halifax

    Canadian Group Insurance Brokers (CGIB) recently held its first meeting in Halifax, marking the group’s first breakfast meeting outside of the Greater Toronto Area. Topics covered ranged from understanding liability, do’s and don’ts of a first meeting, cost containment options for small group plans, health care spending accounts, EP3s, public-private drug plan coordination and termination […]

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  • Coordinating coverage with the Ontario Trillium Drug Program

    In 2012, we brought you information on Ontario’s Trillium Drug Program (TDP), which has been called one of the province’s best kept secrets. The TDP can be used as a cost saving measure by small business employers who can’t necessarily afford to cover expensive drugs. Yet surprisingly few advisors and small business employers know about […]

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  • Why Canada needs drug coverage reform, CLHIA

    Most advisors working in the group benefits space are familiar with the Canadian Life and Health Insurance Association’s policy paper, Ensuring the Accessibility, Affordability and Sustainability of Prescription Drugs in Canada.

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  • Travel insurance: The fine print

    In part 1 of this series, we looked at the changes the travel insurance industry has undergone over the past two decades and what advisors need to know to make sure their small business clients are up to speed. Here, we take a closer look at the fine print.

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  • Are your clients’ benefits plans onside with CRA?

    Just one misinterpretation of a tax issue could negatively impact an advisor’s reputation and result in a claim through errors and omissions insurance, but most importantly, it could have a detrimental effect on your small business clients and their employees. Advisors and insurance providers have a duty to provide plans that pay attention to taxation […]

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  • CGIB June Seminar: Q&A with 3 small biz owners & CRA’s new PSB

    Have you ever wanted to pick a small business owner’s brain about how they choose an advisor? Or ask about their challenges with benefits? The Canadian Group Insurance Broker (CGIB) June seminar is giving Ontario advisors the opportunity to do just that.

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  • Investing in knowledge pays

    I believe that an advisor should be a specialist not a generalist. To achieve that, advisors need to invest in themselves to obtain and maintain the knowledge required to be a specialist in their field.

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  • Ontario Event: CGIB’s plan admin checklist

    Have legal liabilities ever kept you up at night? Do you need a more effective approach when you land new clients and train plan administrators? Then consider attending the Canadian Group Insurance Brokers’ (CGIB) Building a Plan Administrator Checklist seminar.

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